The smoothest transaction routing platform out there.

Welcome to Pagora.

A technology that connects your customer payments to regulated payment providers, allowing you to handle payments for millions of consumers worldwide. Smooth, fast & safe.
Smooth, fast & safe.

A single entry-point conneting you to global payment providers.

Pagora is a new, state-of-the-art routing technology, built by experts with more than 20 years experience of online payment solutions.

Located in Gibraltar, we bring together everything necessary for e-commerce merchants to access payments services for online retail, subscriptions businesses, software platforms and marketplaces and everything in between, as well as AI-algorithms to help beat fraud.

Pagora Collect Online

Global Payments

Access to all kinds of online payment methods, in over 50+ currencies.

Real-Time
Transaction Scoring

Apply scoring rules to classify each payment to grade transactions and categorise risk.

Know-Your-Customer

Enforce KYC checks for pay-outs and risky customers. Provide an anti-money laundering audit-trail.

Hosted Payment Pages

Direct merchant acquiring with one line of code. Enter card details using Client-Side Encryption.

PCI Service Level 1

Highest level of industry security, certified.

Customer 360°

Customer overview, profile, chargebacks, refunds, KYC status, details and quick actions.

Device List

List of customer devices, IP addresses and fingerprints with the option to ban.

Real-Time
Transaction Flow Display

Immediate history at a glance with show-all button for deeper digging.

Processor Monitoring
and Failover

Detect processor downtime and reroute both actively and passively.


Anti-Fraud Technology

Machine Learning

The more you use it, the smarter it gets. It learns what a chargeback looks like and won't be fooled again.

Anti-Fraud

Uses Artificial Intelligence to spot suspicious transactions.

Device Fingerprinting

Ability to track and remember a particular device and its user no matter where it’s used.

Uncover Hidden
Relationships

Multiple accounts from same device. Same card from multiple devices, Different accounts, same IP address. Multiple cards from same device.

Identify

Identify the depositors wherever they are, on any device or devices, even when they try to hide.

Anonymity Detection

Pierce proxies and VPNs like HideMyAss, TOR networks and invalidates private browsing. Detect all forms of digital camouflage and shielding.

Pagora Dashboard

A clean, modern look & feel

Pagora Transaction

Score and Grades Explained and Associated Customer Profile

Perfect Formula - The best of two worlds

Payments

Advanced, powerful, flexible real-time routing with intelligent script language configuration, transaction-scoring, and real-time analytics.

Fraud Detection

Artificial Intelligence, Machine Learning fraud detection and prevention. Anonymity detection and device identification and user-tracking.

Merchant integration and back-office features

A simple API and world-class developer experience lets you build
exceptional cross-border commerce experiences

User friendly back-office

  • Filter transactions by various categories
    • country
    • brand (for merchants with multiple brands)
    • time
    • transaction status
    • BIN codes
  • Immediate export to excel
  • Drill-down to transaction details and scoring results
  • Initiate transaction disputes

Intuitive API that simplifies the
complexities of various 3D-secure flows

  • Process a sale from a customer
  • Retrieve information about a transaction
  • Retrieve a list of transactions with cursor-based pagination

Pagora is a certified Technology Provider for PCI DSS for Internet/e-commerce & Merchant Services.

pci certificate image

Ready to get started with the smoothest payment management technology out there?

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